Complete 100 multiple‑choice questions (MCQs) along with their answers, covering General Awareness, Quantitative Aptitude, English Language, and Reasoning Ability for RBI Grade B Phase 1 preparation.
🧠 1–25: General Awareness (Economy, RBI, Current Affairs)
- What is the current repo rate set by RBI (as of June 2025)?
A) 5.50% B) 6.25% C) 4.90% D) 5.75%
Ans: A - Which RBI report is issued bi‑annually detailing the banking sector’s health?
A) Financial Stability Report
B) Half-Yearly Credit Policy
C) Economic Review
D) External Sector Report
Ans: A - What does CRR stand for in RBI norms?
A) Cash Reserve Requirement
B) Credit Risk Ratio
C) Cash Reserve Ratio
D) Capital Reserve Requirement
Ans: C - Which body manages UPI, IMPS, and RuPay?
A) NPCI
B) RBI
C) SEBI
D) SIDBI
Ans: A - Which currency note is printed at Nashik?
A) ₹10
B) ₹20
C) ₹50
D) ₹100
Ans: D - Which act led to the creation of RBI in 1934?
A) Companies Act
B) RBI Act
C) Banking Regulation Act
D) Moneylenders Act
Ans: B - Who is the current RBI Governor (2025)?
A) Shaktikanta Das
B) Urjit Patel
C) Sanjay Malhotra
D) Raghuram Rajan
Ans: C - Full form of SLR?
A) Statutory Loan Ratio
B) Statutory Liquidity Ratio
C) Standard Lending Rate
D) Special Liquidity Requirement
Ans: B - Annual Economic Survey is presented by which body?
A) RBI
B) Ministry of Finance
C) NITI Aayog
D) CAG
Ans: B - RBI Foundation Day is celebrated on:
A) April 1
B) March 15
C) July 1
D) January 26
Ans: A - Which of the following is NOT a function of RBI?
A) Issuing currency
B) Foreign exchange reserves management
C) Regulating pensions
D) Banker to the government
Ans: C - What is the maximum CRR a bank can hold as per RBI’s Lender of Last Resort?
A) 3%
B) 4%
C) 5%
D) 10%
Ans: D - Which scheme provides interest subvention on crop loans?
A) Kisan Credit Card
B) Priority Sector Lending
C) PMFBY
D) Grameen Bhandaran Yojana
Ans: A - Which body sets the CPI inflation target in India?
A) RBI MPC
B) Finance Commission
C) Niti Aayog
D) CEA
Ans: A - Which of the following is the public debt of India?
A) Budget deficit
B) Fiscal deficit
C) External debt
D) Internal debt
Ans: D - Which Basel accord introduced market risk requirements?
A) Basel I
B) Basel II
C) Basel III
D) Basel IV
Ans: B - Which day is World Bank’s foundation day?
A) October 24
B) July 1
C) April 25
D) January 1
Ans: A - ‘Operation Twist’ is related to RBI’s:
A) Repo operations
B) Open market operations
C) Moral suasion
D) Refinance schemes
Ans: B - Which RBI department issues inflation data?
A) Monetary Policy Department
B) Economic Policy and Research Department
C) Financial Markets Department
D) Department of Statistics and Information Management
Ans: B - In GDP calculation, import is treated as:
A) Addition
B) Deduction
C) Transfer payment
D) Not included
Ans: B - Which organisation issues the Global Financial Development Report?
A) IMF
B) World Bank
C) OECD
D) UNDP
Ans: B - Which rate acts as the RBI’s base rate in monetary policy?
A) MSF rate
B) Repo rate
C) Reverse repo
D) Bank rate
Ans: B - Which rupee denomination is NOT printed in Dewas?
A) ₹10
B) ₹100
C) ₹200
D) ₹500
Ans: C - Which mobile wallet service is RBI licensed?
A) Paytm
B) PhonePe
C) Airtel Money
D) Google Pay
Ans: C - Which of these is NOT a quantitative tool of RBI?
A) Repo rate
B) Cash Reserve Ratio
C) Open Market Operations
D) Moral suasion
Ans: D
26–50: Quantitative Aptitude
- If a bag has 5 red, 7 blue, and 8 green balls, the probability of picking a green ball is:
A) 8/20 B) 2/5 C) 0.4 D) All equivalent
Ans: D - If x+2=7x + 2 = 7, find x2−4x^2 – 4:
A) 9 B) 25 C) 21 D) 15
Ans: A - If 5x=3y5x = 3y and y=20y = 20, then x=?x = ?
A) 12 B) 8 C) 3 D) 15
Ans: A - Evaluate: 23+34=?\frac{2}{3} + \frac{3}{4} = ?
A) 17/12 B) 5/7 C) 23/12 D) 1 ¼
Ans: A - Area of a triangle with base 10 cm and height 12 cm?
A) 60 cm² B) 120 cm² C) 75 cm² D) 100 cm²
Ans: A - If a train covers 240 km in 4 hours, its speed is:
A) 40 km/h B) 60 km/h C) 120 km/h D) 30 km/h
Ans: B - Simplify: 6×(4+2)÷3=?6 × (4 + 2) ÷ 3 = ?
A) 12 B) 18 C) 36 D) 48
Ans: A - A is twice as efficient as B. Together they do a job in 10 days. B alone in how many days?
A) 15 B) 20 C) 30 D) 25
Ans: C - If P = ₹10,000 invested at 8% simple interest for 3 years, interest is:
A) ₹2,400 B) ₹2,600 C) ₹2,300 D) ₹2,000
Ans: A - 15% of 200 = ?
A) 30 B) 15 C) 20 D) 35
Ans: A - Find the median of: 4, 9, 15, 7, 12 (order first).
A) 9 B) 10 C) 11 D) 8
Ans: A - Compound interest on ₹1,000 at 10% for 2 years = ?
A) ₹210 B) ₹100 C) ₹121 D) ₹210.50
Ans: A - Ratio of 5:7, sum is 144. The smaller part = ?
A) 60 B) 45 C) 50 D) 40
Ans: C - Solve: 144+52=?\sqrt{144} + 5^2 = ?
A) 24 B) 23 C) 29 D) 17
Ans: C - If x:y = 4:5 and x + y = 36, then x = ?
A) 16 B) 12 C) 14 D) 18
Ans: A - Average of five numbers is 20; sum of 4 is 75. The 5th number is:
A) 25 B) 20 C) 30 D) 35
Ans: A - Find LCM of 6, 8, 12:
A) 24 B) 48 C) 12 D) 36
Ans: A - If 20% of x = 50, then x = ?
A) 250 B) 200 C) 150 D) 100
Ans: A - Solve: 7 + (6 ÷ 2) × 3 = ?
A) 16 B) 25 C) 10 D) 13
Ans: C - If price increases from 100 to 120, percentage increase is:
A) 20% B) 18% C) 16% D) 15%
Ans: A - Number of factors of 36?
A) 9 B) 8 C) 6 D) 10
Ans: A - ₹1,500 split in ratio 3:2. Larger share = ?
A) ₹900 B) ₹600 C) ₹500 D) ₹1,000
Ans: A - Simple interest is always calculated on:
A) Principal only
B) Amount
C) Interest + Principal
D) None
Ans: A - Solve: |–7| + |5| = ?
A) 12 B) 2 C) 7 D) –2
Ans: A - How many diagonals in a hexagon?
A) 9 B) 12 C) 15 D) 18
Ans: C
51–75: English Language
- Synonym of “aberration”:
A) anomaly B) norm C) routine D) habit
Ans: A - Correct article: “___ apple a day…”
A) An B) A C) The D) No article
Ans: A - Antonym of “opaque”:
A) transparent B) thick C) milky D) clouded
Ans: A - Fill: She _____ to Chennai last week.
A) goes B) went C) gone D) going
Ans: B - Choose the synonym of “candid”:
A) frank B) deceitful C) evasive D) guarded
Ans: A - Fill in the blank: He has been working _____ two hours.
A) since B) for C) by D) from
Ans: B - Identify error: “She don’t like ice–cream.”
A) Don’t B) She C) Ice–cream D) No error
Ans: A - Choose correct phrasal verb: She ___ up smoking.
A) gave B) got C) gave up D) gave off
Ans: C - Fill in: Hardly _____ he entered when the bell rang.
A) had B) has C) have D) having
Ans: A - Synonym of “meticulous”:
A) careless B) thorough C) sloppy D) neglectful
Ans: B - Change to passive: They built the bridge in 2000.
A) The bridge was built… B) The bridge built…
C) Was the bridge built… D) The bridge is built…
Ans: A - Fill preposition: He is good ___ mathematics.
A) in B) at C) on D) for
Ans: B - Synonym of “abate”:
A) increase B) subside C) continue D) intensify
Ans: B - Choose correct form: She is the ___ among us.
A) tallest B) more tall C) tall D) taller
Ans: A - Choose correct usage: I want ____ buy a book.
A) to B) for C) at D) by
Ans: A - Error in: “Neither of the boys were selected.”
A) Neither B) of the C) were D) selected
Ans: C - Synonym of “perplexed”:
A) confused B) satisfied C) assured D) delighted
Ans: A - Fill in blank: If I ____ the answer, I would’ve told you.
A) know B) knew C) had known D) would know
Ans: C - Choose correct word: He ____ seen that movie before.
A) has B) have C) had D) was
Ans: A - Identify part-of-speech of “swiftly”:
A) Adj B) Adv C) Verb D) Noun
Ans: B - Pick the correct phrase: They ___ lunch by the time we arrived.
A) had already eaten B) already ate
C) have eaten D) eaten
Ans: A - Antonym of “critical”:
A) crucial B) commendatory C) fatal D) essential
Ans: B - Fill the blank: She enjoys ___ to music.
A) listen B) listens C) listening D) to listen
Ans: C - Synonym of “amplify”:
A) diminish B) reduce C) enlarge D) lower
Ans: C - Error in: “Each of these books are expensive.”
A) Each B) of these C) are D) expensive
Ans: C
76–100: Reasoning Ability
- Odd one out: 2, 3, 5, 9, 11
A) 2 B) 9 C) 11 D) All primes except 9
Ans: B - If in a code CAT=3120, DOG=4615, then FOX=?
A) 66324 B) 62160 C) 65240 D) 64240
Ans: C - Find missing in series: 2, 6, 12, 20, __, 42
A) 30 B) 28 C) 32 D) 36
Ans: B - If & means +, $ means –, find: 8 & 5 $ 3 = ?
A) 10 B) 6 C) 0 D) 16
Ans: B - Direction puzzle: You walk north, then east, then south. You are back. You started at?
A) North Pole B) At equator C) South Pole D) None
Ans: A - Arrange in alphabetical: Apple, Appraise, Appreciate, Approve
Ans: Apple – Appraise – Appreciate – Approve - If A > B, B > C, which is smallest?
A) A B) B C) C D) Indeterminate
Ans: C - Find missing letter: A C F J O __
A) S B) R C) Q D) P
Ans: A - Coding: 1→4, 2→12, 3→36, then 4→?
A) 108 B) 144 C) 192 D) 256
Ans: B - Select odd: DE, FH, IJ, KL, NO
A) DE B) FH C) IJ D) KL
Ans: D - Statements: All X are Y; Some Y are Z. True conclusion: Some X are Z?
A) Yes B) No
Ans: B - Find number: Twice a number plus 5 = 21, number = ?
A) 8 B) 10 C) 16 D) 13
Ans: A - Mirror image of “EAT”?
A) TEᗠ B) ʇAE C) ʇΛE D) EΛᗠ
Ans: A - Puzzle: A ○ B = 1 if difference is 1, else 0. 8 ○ 7 = ?
Ans: 1 - Seating: A to right of B, B to left of C. Order?
A) C‑B‑A B) A‑B‑C C) B‑C‑A D) C‑A‑B
Ans: A - If CLOCK→DPENX, then BOOK→ ?
A) CPQL B) CPLL C) CPOM D) DPPP
Ans: A - Choose next: 7, 14, 31, 70, __
A) 147 B) 141 C) 142 D) 149
Ans: C - Spot the pattern: C, E, H, M, __
A) R B) S C) Q D) T
Ans: A - If 5×4 = 100; 6×3 = 108; 2×8 = ?
A) 64 B) 80 C) 32 D) 96
Ans: D - Relationship: P is father of Q. Q is sister of R. R is mother of S. How is P related to S?
A) Grandfather B) Grandmother C) Uncle D) Cannot determine
Ans: A - Series: 2, 5, 10, 17, __, 37
A) 26 B) 28 C) 29 D) 30
Ans: C - Odd one: TUV, WXY, ZAB, CDE
Ans: TUV (because others wrap always +3 letters) - If * means ÷; + means ×; evaluate: 8 * 2 + 3
= 8 ÷ 2 × 3 = 12
Ans: 12 - In a code, 2 = A, 3 = E, 4 = I, 5 = O, 6 = U; 24 = ?
A) AI B) AE C) IO D) IU
Ans: A - Syllogism: Statements: All M are N; Some N are O. Is “Some M are not O” true?
A) Yes B) No
Ans: B
The RBI Grade B (Officer) Exam is conducted by the Reserve Bank of India (RBI). The Grade B exam has three phases—Phase I, Phase II, and an Interview.
You mentioned “Grade 2,” but RBI only has Grade B (Officer), Grade A (Assistant), and Grade C (Managerial) posts. Assuming you meant Grade B, here is the complete syllabus.
✅ RBI Grade B Exam Structure
📌 Phase I – Prelims (Objective Type)
- Total Marks: 200
- Duration: 120 minutes
- Sections:
- General Awareness
- English Language
- Quantitative Aptitude
- Reasoning Ability
🧠 Phase I Detailed Syllabus
- General Awareness
- Current Affairs (last 6–8 months)
- Banking & Financial Awareness
- RBI Circulars & Reports
- Government Schemes
- Union Budget & Economic Survey
- Static GK (Capitals, Currencies, Organizations)
- International & National Events
- English Language
- Reading Comprehension
- Cloze Test
- Error Spotting
- Fill in the Blanks
- Para Jumbles
- Sentence Improvement
- Quantitative Aptitude
- Simplification & Approximation
- Number Series
- Data Interpretation
- Ratio & Proportion
- Percentages, Profit & Loss
- Time & Work
- Speed, Time & Distance
- Simple & Compound Interest
- Reasoning Ability
- Puzzles & Seating Arrangement
- Syllogism
- Blood Relations
- Inequality
- Coding-Decoding
- Direction Sense
- Input-Output
- Statement–Assumption/Conclusion
📌 Phase II – Mains (Objective + Descriptive)
| Paper | Subject | Type | Marks | Duration |
|---|---|---|---|---|
| Paper I | Economic & Social Issues (ESI) | Objective | 100 | 90 min |
| Paper II | English (Writing Skills) | Descriptive | 100 | 90 min |
| Paper III | Finance & Management (FM) | Objective | 100 | 90 min |
📝 Phase II Detailed Syllabus
🔹 Paper I – Economic & Social Issues (ESI)
- Indian Economy
- Growth & Development, Poverty Alleviation
- Economic Reforms, Liberalization
- Inflation, Demonetization
- Monetary & Fiscal Policies
- Global Economy
- IMF, WTO, World Bank, UNDP, SDGs
- Global Financial Crises, Recent Trends
- Social Issues
- Education, Health, Gender Inequality
- Social Justice, Demographics
- Urbanization, Migration, Social Sector Initiatives
- Current Economic & Social Events
🔹 Paper II – English (Writing Skills)
- Essay Writing
- Precis Writing
- Reading Comprehension
- Letter Writing (formal/informal)
This paper tests clarity of thought, coherence, and grammar—not technical knowledge.
🔹 Paper III – Finance & Management (FM)
Finance Section:
- Financial System in India
- Financial Markets (Money Market, Capital Market)
- Banking System, NBFCs, Payment Banks
- Risk Management, Basel Norms
- Union Budget & Fiscal Policy
- Inflation, Monetary Policy, Public Finance
Management Section:
- Principles of Management
- Human Resource Development
- Leadership Theories
- Motivation (Maslow, Herzberg)
- Organizational Structure & Behavior
- Corporate Governance & Ethics
📌 Phase III – Interview
Topics: Personal Background, RBI Functions, Economic Issues, FM/ESI, Current Affairs
Marks: 75
Candidates shortlisted from Phase II are called.