Government Insurance Exams in India 2025: Types, Syllabus, Eligibility & Salary
Overview of Government Insurance Sector Exams
India’s insurance sector offers lucrative government jobs through regulatory bodies and public sector insurance companies. These exams provide job security, good salaries, and career growth.
Major Government Insurance Exams in India
1. LIC (Life Insurance Corporation) Exams
- Conducted by: LIC (Life Insurance Corporation of India)
- Popular Posts:
- LIC AAO (Assistant Administrative Officer)
- LIC ADO (Apprentice Development Officer)
- LIC Assistant
2. NICL (National Insurance Company Limited) Exams
- Conducted by: NICL (Public Sector General Insurance Company)
- Popular Post: NICL AO (Administrative Officer)
3. UIIC (United India Insurance Company) Exams
- Conducted by: UIIC (Public Sector General Insurance Company)
- Popular Post: UIIC AO (Administrative Officer)
4. GIC (General Insurance Corporation) Exams
- Conducted by: GIC Re (Reinsurance Company)
- Popular Post: GIC Assistant Manager
5. IRDAI (Insurance Regulatory and Development Authority) Exams
- Conducted by: IRDAI (Regulatory Body)
- Popular Post: Assistant Manager (Grade A)
Exam Pattern & Syllabus (Common Structure) Create online store today
Phase 1: Prelims (Objective Test)
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 35 | 35 | 20 mins |
| Quantitative Aptitude | 35 | 35 | 20 mins |
| English Language | 30 | 30 | 20 mins |
| Total | 100 | 100 | 1 Hour |
Phase 2: Mains (Descriptive + Objective)
- Reasoning & Computer Aptitude
- General Awareness (Insurance & Banking)
- Quantitative Aptitude
- English (Essay, Letter, Précis)
Phase 3: Interview (Personality Test)
- For AO/Manager posts only
Eligibility Criteria
Educational Qualification
| Exam | Eligibility |
|---|---|
| LIC AAO | Bachelor’s Degree (Any Discipline) |
| NICL AO | Graduation (Preferably Commerce/Finance) |
| UIIC AO | Graduation + Relevant Certifications (Preferred) |
| IRDAI Grade A | Master’s Degree (Economics/Finance/Actuarial Science) |
Age Limit (As of 2025)
- Minimum: 21 Years
- Maximum: 30 Years (Relaxation for SC/ST/OBC/PwD)
Salary Range in Government Insurance Jobs (2025)
| Post | Basic Pay | Gross Salary (Approx.) |
|---|---|---|
| LIC AAO | ₹53,600 | ₹80,000 – ₹85,000 |
| NICL AO | ₹50,925 | ₹75,000 – ₹80,000 |
| UIIC AO | ₹50,925 | ₹75,000 – ₹80,000 |
| IRDAI Grade A | ₹44,500 | ₹1,00,000+ (With Allowances) |
| GIC Assistant Manager | ₹48,000 | ₹90,000 – ₹95,000 |
(Includes HRA, DA, and other allowances)
Best Books for Insurance Exams 2025
- Quantitative Aptitude: RS Aggarwal
- Reasoning: Verbal & Non-Verbal Reasoning (Arihant)
- English: Word Power Made Easy (Norman Lewis)
- Insurance Awareness: LIC/NICL Exam Guide (Arihant)
- Current Affairs: Manorama Yearbook 2025
Preparation Strategy
- Understand Syllabus & Exam Pattern
- Focus on Speed & Accuracy (Prelims)
- Practice Previous Year Papers (2019-2024)
- Take Mock Tests Weekly
- Revise Current Affairs (Last 6 Months)
Final Tips for Success
✔ Start Early – At least 6 months preparation
✔ Focus on Insurance Terms (ULIP, Premium, Actuary)
✔ Improve Descriptive Writing (For Mains)
✔ Stay Updated with IRDAI Notifications
🚀 Your dream insurance job is waiting – start preparing today! Government Insurance Exams in India
Need clarification? Ask in comments! #InsuranceExams #GovernmentJobs #LIC #BankingCareers
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Table Of Contents
- Government Insurance Exams in India 2025: Types, Syllabus, Eligibility & Salary